4. Crear a transaction in MO (required before loan request)

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Permite 4. Crear a transaction in MO (required before loan request). Consulta transacciones y movimientos registrados para productos de microfinanzas. La solicitud considera amount, product id, communication method y receiver según corresponda.

Path Parameters

  • userId
    Type: string
    required

Headers

  • x-api-key
    Type: string

    x-api-key de MO ya convertido a Base64. No enviar la clave cruda sk_....

  • x-aggregator-id
    Type: string

    x-aggregator-id de MO correspondiente a la api key usada.

Body·

required
application/json
  • amount
    Type: number
    required

    Amount for the transaction

  • product_id
    Type: string
    required

    MO Product ID

  • callback_url
    Type: string

    Optional callback URL

  • communication_method
    Type: string

    Communication method (default: email)

  • external_id
    Type: string

    External ID reference

  • offer_id
    Type: string

    Optional MO Offer ID (para seguimiento local)

  • receiver
    Type: string

    Receiver identifier (default: user email)

Responses

  • application/json
  • application/json
  • application/json
  • application/json
  • application/json
Request Example for post/api/mo/transactions/{userId}
curl '/api/mo/transactions/{userId}' \
  --request POST \
  --header 'Content-Type: application/json' \
  --header 'Authorization: Bearer YOUR_SECRET_TOKEN' \
  --data '{
  "communication_method": "email",
  "receiver": "cliente_empresa@gmail.com",
  "amount": 500,
  "callback_url": "https://api.zelify.com/v1/webhooks/mo/transactions",
  "external_id": "ORDEN-10485",
  "product_id": "7df80216-2f60-4e1f-a4f1-f40be0735e5c",
  "offer_id": "0162deb0-e783-4746-bc10-79e4cabd11c4"
}'

{
  "record": {
    "id": "db2a6b22-c3a5-48fa-9b93-9d41d1a93b4a",
    "status": "SUCCESS",
    "created_at": "2026-06-24T20:00:00.000Z",
    "updated_at": "2026-06-24T20:00:00.000Z"
  },
  "provider_response": {
    "metadata": {
      "timestamp": "2026-06-24T20:00:00.000Z",
      "version": "2"
    },
    "data": [
      {
        "id": "uuid-from-mo"
      }
    ],
    "errors": []
  }
}

Operación realizada correctamente.